We believe that everyone who desires to should own a home. With the rising rental rates, the cost of home-ownership is certainly more economical. In our area alone, a small 3 bedroom home can rent for as much as $700 per month, while with as little as 3% down payment a mortgage payment for the same house might be $500 a month or less. Former renters also realize quickly the income tax advantages of home ownership. We work closely with a number of sources who provide programs for people who seek to own their first home. We know that buying a home is normally the largest purchase one makes in a lifetime. Our goal is to make the transaction as smooth as possible.

Buyer Agency is the process where we can represent the buyer in a real estate transaction. We ask of no fee from the buyer, only permission to act in the buyer's best interest. As a buyer agent we can arrange a mortgage pre-approval, present homes fitting the buyer's specific criteria and negotiate for the very best price and terms. After the contract is accepted, we will assist in suggesting inspectors, insurance companies and closing attorney. We will accompany you to your closing to make sure that you fully understand all paperwork that is needed to complete your road to home ownership.

We believe that a buyer should be pre-approved before looking at homes. A pre-approval is a statement from a mortgage company that the buyer is qualified to borrow a certain amount of money for a home purchase. We work with a number of lenders, and will suggest the best company to suit the specific needs of the buyer. And yes, we even have lenders who can finance those with less than perfect credit