 Our sincere thanks to Adan Jaramillo and family for allowing Jim to help them with an investment real estate purchase in Gastonia, NC. Shown in this picture are Stephanie Marie, Adan, Alma Ibar and attorney Steve Wallace, who made the trip from High Point to close the transaction in our office. Best wishes and thanks to all of these great folks.
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 Many thanks to the Foster and Sayer families for Jim's opportunity to help in their home search. Shown here are Kathy Foster and daughter Peyton as they left the closing. We are indeed blessed to know fine folks like these..
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 Happy Mooresville, NC homeowners Lorrie and Brian Long (left) take title to their new home with the able assistance of Thom Schwartz of Premier Mortgage Company and Attorney Kimberly Pross of Surane and Pross law firm.
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 Rock Hill's new residents are Don Konicke, holding "Bella Rose", a prize Pekapoo, and Mary Konicke, holding "Tessa" a registered Himalayan cat. The Konicke's are clients of Ray. Don is a retired firefighter from Wisconsin, and he and Mary and their "children/pets" are excited about moving into their new home in the Palmetto State.
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 A special thank you to Kevin & Theresa Williams, who allowed Jim the opportunity to work with them in the sale of their home of over 20 years and purchase of a new residence. Kevin & Theresa attend church with Jim and Kevin is a recently ordained Deacon.
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 Here are Butch & Aimee who are friends and clients of David. They have just purchased their first home in the mint Hill area.They are pictured here with their closing attorney Raymond Lancaster.
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 Another happy family ready to move into their new home. Left to right are buyers Jose Perez, Ma Luz Perez and son and daughter, Javier and Maria; Alison Rodgers of the law firm, Lancaster and Trotter. Sellers Bill and Betty Horne are on the far right. Ray brokered the transaction and is behind the camera.We love to see those smiles.
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 Happy new home owners Margaret Hylton and John stand with Mike Smith (left) of the Caudle Law Firm after just closing on the purchase of their Monroe, NC residence. Margaret and John recently moved to the Charlotte area from Raleigh. Ray had the pleasure of assisting them in finding their new home.
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 Happy homeowners Jermaine Smith and Nneka Coples have just closed the loan on their new two story home in Charlotte. Attorney Raymond Lancaster (far left), of Lancaster and Trotter, conducted the closing and Bob Ziker (far right), with Franklin American Mortgage Co., arranged the financing. Ray Kluth, of Countryside Properties (who snapped the picture), was the fortunate selling REALTOR.
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 Ray's clients, Nick and Yulyanna Kalashnik (center) have just closed their new and first home. Not only will they have all the fun and benefits of home ownership, but they will participate in the U.S. Government housing stimulus program for first time homebuyers and receive a tax credit or refund of $8,000. for buying while this program is in effect. Bob Ziker (left), of Franklin American Mortgage Company, arranged the home financing and Raymond Lancaster (right) of the law firm, Lancaster and Trotter, conducted the closing.
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Mandi Little has just closed the purchase of her new Charlotte townhouse and is flanked by closing attorney George Sperry (left) and Mortgage Banker Bob Ziker of Franklin American Mortgage Company (right). Mandi is a highly accomplished dancer/instructor and owns and operates Encore Studios in Ft. Mill, SC www.encoredanz.com . Ray was privileged to have brokered this transaction.
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 David with his daughter Shannon  Shannon and Matt We are very proud to present the latest member of our family to become a homeowner. David's daughter Shannon and her fiance Matt closed today on their new home. They are to be married in July. Congratulations and love to you both.
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